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How to Cancel American Express

American Express close account

American Express also known as AMEX is an American corporation providing financial services worldwide. It is a company founded in 1850 and it is known better for its credit card, charge card and also traveler’s cheque business. In the United Kingdom, it operates under the name of American Express Payment Services Limited and provides payment services or American Express Insurance Services Europe Limited where you can get insurance services. If you are an American Express customer and you want to cancel your American Express credit card, your insurance or your American Express flight insurance, then you can read this article and you will be able to understand how to do that easier in order to save time and money. To do that, follow the steps presented in the article below:

  • Visit the main American Express website, the UK section
  • Review the American Express cancellation terms
  • Contact the American Express Customer Service free number?0800 917 8047

American Express UK

The information presented in this American Express article can be a multi-step guide created for you to understand better how to cancel your American Express services. With each step you’ll take on this guide, you will be able to save time and money at the same time. If you want to know more about this company, don’t hesitate to visit the American Express contact numbers page.

Step 1 – Enter the main American Express Website

American Express main website

When you enter the main American Express website you will find the best source of information about how to cancel your American Express services or products, for example, your credit card or your travel insurance. If you visit the help pages and the most frequently asked questions you will find answers to all your questions, but if you don’t want to do that or you don’t have the time to read the pages, just follow the steps presented in this articles.

  • Enter the main American Express UK website
  • Know what kind of American Express service you want to cancel
  • Prepare a payment method in case you need to pay cancellation fees

Step 2 – Review American Express Cancellation Policy

Cancel American Express
When you want to find more about the American Express Cancellation Policy, you have to read their terms and conditions. To do that, please visit the American Express Terms and Condition page where you will find everything about cancelling your services or products or even card membership fees and cancellation fees.

Cancel American Express Card

Cancel American Express Card

You have the right to cancel your American Express account within 14 days beginning from the date of receiving your card unless you are a business customer. If you really want to do that, you need to return all the cards to the American Express department or call the customer service number to cancel your account. When you choose to cancel your account, you will be except for any Card membership Fees and Supplementary Card member Fees. If you want to cancel Feature dated American Express transactions that are part of a series of the annual membership fees, you need to cancel them by the end of the working day before they are due to be processed.

Cancel American Express Direct Debit

Cancel American Express direct debit

If you want to cancel your American Express Direct Debit you can do that on your AMEX UK app, you can use the AMEX?Online Services or you can call the American Express customer service number.

Cancel American Express Travel Insurance

Cancel American Express travel insurance

If you have an American Express travel insurance policy and you want to cancel it you will receive a letter from American Express 35 days before the expiry date of the policy with a quote for the next year’s premium. The travel insurance policies renew automatically and the payment will be charged seven days prior to the renewal date unless you cancel it. So if you want to cancel your travel insurance you need to do that before it will renew automatically. If you are a new customer and you want to cancel your travel insurance policy right away, you have 15 days from the moment of issuing if you haven’t used it already on your trip or you haven’t made a claim. If you really want to cancel your American Express travel insurance, contact the customer service number at the end of this guide.

American Express Travel Insurance Cancellation Exclusion

If you have an American Express Travel Insurance policy and you are forced to cancel your trip before your leave because of unwanted reasons, American Express will reimburse you up to the limit shown on the insurance certificate for the financial loss you suffered for travel. These reasons are:

– unforeseen illness, injury or death of you, or someone travelling with you
– unforeseen illness, injury or death of a relative
– jury service reasons
– you are made redundant
– burglary, accidental damage, flooding or fire affecting your home

Step 3 – Cancel American Express Account

American Express Close account
If you decide to close or cancel your American Express account you will no longer have account to your online services; if you have an outstanding balance on your account, you will still have to pay interest charges if applicable until the balance will be repaid in full; you will not be covered anymore by any insurance with the Card; you will lose any rewards earned. Go to American Express?Login page and enter your credentials, then choose to close your account.

Step 4 – Contact American Express Customer Service Contact Number

It is not very difficult to cancel an American Express account or service as you could see from this article. It’s not difficult also to cancel a travel insurance policy, a direct debit or even an American Express Gold Card. All you have to do is to follow the steps provided in the article and you are ready to go. However, if you can’t cancel your American Express account, card or travel insurance by yourself on the internet, you can always contact the American Express free number 0800 917 8047. There a member of the customer service team will answer all your questions regarding the cancellation process to make your experience with American Express as good as possible!

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